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Financial Cloud Platform for your Business

World’s first secure financial cloud OS enabling businesses to manage spend, corporate cards, payments, collections and regulatory compliance all in one easy to use platform

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Instant Visa Corporate Cards

Issue and manage Virtual and physical cards for your online & offline business spends

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Dynamic Spend Controls

Robust spend management tools to manage your spend without complexities

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Automatic Expense Reporting

Automate creating expense reports with accurate categorization.

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AML/KYC At Speed Of Business

Implement regulatory compliance requirements at scale and speed of business

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Payments on Autopilot

Same day bank transfer, subscription payments with minimal transaction costs

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Trusted global partners

Take control of your spending and adopt smart spending practices to

Transform Your Business

Save Money

Monitor your expenditure and spending with pre-defined and configurable budget controls

Save Time

Centralized control with a unified platform helps you speed up payments/spend/expense management process

Prevent risk

Advanced AML and Fraud solutions for secure transactions

TERA platform

Discover the benefits of the Tera Platform:

Tera Cloud

Navigate the next for your business with TERA Cloud. Leverage the power of automation for your business process and create productive workflows with the help of intelligent data models.

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Tera Money

TERA Money enables issuing and configuring dynamic spending controls on physical and virtual Visa corporate cards in real time. 

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TERA-Powered Financial Ecosystem

With our consolidated Platform-As-A-Service, declutter and transform your finance process with ease.

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Robust Reporting Dashboard For Informed Business Decisions

Get valuable insights with feature-rich reporting dashboards that’ll help you in making informed business decisions.

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Right Mix of Cash & Card

Make your finance team’s life easier with the mix of cards (virtual & physical) and cash with quick approvals.

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Expense Management To Ensure Calibrated Spending

High-end/Real-time spend management to ensure a controlled expense flow for your enterprise.

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Enhanced Financial Tech Stack For Integration

TERA partnered with finance giants to ensure the best services while transforming your legacy financial tech into a modern financial tech stack.

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Predictive Workflows For Maximum Productivity of Teams

With the power of AI and ML-based solution, get the best workflow to maximize your team’s output.

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Bringing data to users

“The integration of tera brand with our business intelligence and other tools has helped us foster understanding in our organization by bringing data governance to our users. We are excited about the next phase of our data governance journey.”


Ryan Cook

Senior Business Intelligence Developer Adobe

Finding data

“It’s really about helping people discover the data we have across the company, understand what’s available to them, help them learn about the data, and get them easy, rapid access to use that data.”


Susan Twadell

AVP of Enterprise Data

Management and Enablement Cox Automotive

Proving data value

“The real key for us in selecting Collibra was the proof of concept. Collibra put skin in the game and quickly helped us prove out the value of data governance. That really sealed it for us.”


Ronald Layne

Director, Data Management George Washington University

Driving digital transformation

“The way that Collibra hosts its pilot program is a huge asset because I was able to go into the boardroom, show stakeholders their data in Collibra and what they could accomplish and how the tool enables their digital transformation.”


John Lieto

Director of Data Management Wolters Kluwer

Innovating with data

“Tera brand has helped us better manage metadata and end-to-end data governance at the firm. We have been able to deliver more value with quality data through automation for more than 10,000 users.”


Anu Jain

Head of Enterprise Data Technology JPMorgan Chase & Co.

How It Work

How it works

Xperience New Age Banking

  • Connection without complexity
  • Spend smarter and scale faster
  • Increase ROI
  • Gain peace of mind