Financial Cloud Platform for your Business
World’s first secure financial cloud OS enabling businesses to manage spend, corporate cards, payments, collections and regulatory compliance all in one easy to use platform
View DetailsInstant Visa Corporate Cards
Issue and manage Virtual and physical cards for your online & offline business spends
View Details
Dynamic Spend Controls
Robust spend management tools to manage your spend without complexities
View Details
Automatic Expense Reporting
Automate creating expense reports with accurate categorization.
View Details
AML/KYC At Speed Of Business
Implement regulatory compliance requirements at scale and speed of business
View Details
Payments on Autopilot
Same day bank transfer, subscription payments with minimal transaction costs
View Details




Trusted global partners
Take control of your spending and adopt smart spending practices to
Transform Your Business

Save Money
Monitor your expenditure and spending with pre-defined and configurable budget controls

Save Time
Centralized control with a unified platform helps you speed up payments/spend/expense management process

Prevent risk
Advanced AML and Fraud solutions for secure transactions


TERA platform
Discover the benefits of the Tera Platform:
Tera Cloud
Navigate the next for your business with TERA Cloud. Leverage the power of automation for your business process and create productive workflows with the help of intelligent data models.
Tera Money
TERA Money enables issuing and configuring dynamic spending controls on physical and virtual Visa corporate cards in real time.

TERA-Powered Financial Ecosystem
With our consolidated Platform-As-A-Service, declutter and transform your finance process with ease.
Learn moreRobust Reporting Dashboard For Informed Business Decisions
Get valuable insights with feature-rich reporting dashboards that’ll help you in making informed business decisions.
Learn moreRight Mix of Cash & Card
Make your finance team’s life easier with the mix of cards (virtual & physical) and cash with quick approvals.
Learn moreExpense Management To Ensure Calibrated Spending
High-end/Real-time spend management to ensure a controlled expense flow for your enterprise.
Learn moreEnhanced Financial Tech Stack For Integration
TERA partnered with finance giants to ensure the best services while transforming your legacy financial tech into a modern financial tech stack.
Learn morePredictive Workflows For Maximum Productivity of Teams
With the power of AI and ML-based solution, get the best workflow to maximize your team’s output.
Learn moreBringing data to users
“The integration of tera brand with our business intelligence and other tools has helped us foster understanding in our organization by bringing data governance to our users. We are excited about the next phase of our data governance journey.”

Ryan Cook
Senior Business Intelligence Developer Adobe
Finding data
“It’s really about helping people discover the data we have across the company, understand what’s available to them, help them learn about the data, and get them easy, rapid access to use that data.”

Susan Twadell
AVP of Enterprise DataManagement and Enablement Cox Automotive
Proving data value
“The real key for us in selecting Collibra was the proof of concept. Collibra put skin in the game and quickly helped us prove out the value of data governance. That really sealed it for us.”

Ronald Layne
Director, Data Management George Washington University
Driving digital transformation
“The way that Collibra hosts its pilot program is a huge asset because I was able to go into the boardroom, show stakeholders their data in Collibra and what they could accomplish and how the tool enables their digital transformation.”

John Lieto
Director of Data Management Wolters Kluwer
Innovating with data
“Tera brand has helped us better manage metadata and end-to-end data governance at the firm. We have been able to deliver more value with quality data through automation for more than 10,000 users.”

Anu Jain
Head of Enterprise Data Technology JPMorgan Chase & Co.
How It Work

Xperience New Age Banking
- Connection without complexity
- Spend smarter and scale faster
- Increase ROI
- Gain peace of mind


Let me start by setting the stage here - back in 1887 Edward Bellamy introduced the concept of credit card in his novel, Looking Backward. He meant it to work like a modern-day debit card offered by the government to citizens....
Read blog


The original Extreme Makeover: Home Edition show that first aired on TV in 2003 featuring Ty Pennington, was one of the most uplifting shows. It was uplifting not because of the dream homes they built but because it showcased the feel-good magic....
Read blog


Business expenses are basically the costs that a business incurs for generating sales. Every time you pay rent for your corporation, order new office supplies or do any other purchasing, you are simply covering a business expense. If you are....
Read blog
