The ultimate AI command center for finance teams

Automate financial workflows, optimize spending, and gain real-time visibility while earning cashback on every dollar—all from one intelligent platform

Corporate & Prepaid cards with smart controls

Issue unlimited virtual & physical cards with spend limits

Merchant and category-based whitelisting & blacklisting

Built-in fraud prevention, multi-level approvals, and real-time tracking

AI-driven expense management

Automate approvals, receipt matching, and policy enforcement

Real-time syncing with accounting software (QuickBooks, Tally, Xero, Zoho)

Custom approval workflows for seamless financial control

Simplify invoice management and vendor payments

Extract data, categorize expenses, and match invoices with purchase orders automatically

Pay vendors instantly via ACH, NEFT, RTGS, UPI, or corporate cards.

Route invoices for approvals based on amount, department, or business rules.

The best companies rely on Tera

01

Spinny

Spinny

55%
Increase in efficiency

“With Tera, we’ve seen significantly improved efficiency across our spend processes. Manual data entries have been reduced, saving countless hours each week. It has brought much-needed visibility and control at every level.”

02

Medicover

Medicover

42%
Reduction in Spend

"Since adopting Tera’s UPI Wallet solution in 2023, we’ve seen a remarkable reduction in our operational spend, cutting down from ₹4 crores to ₹2.5 crores. The solution has helped us streamline payments and control cash leaks, providing greater transparency and accountability in our financial processes. Tera has truly transformed how we manage expenses across our hospital."

03

Wheelocity

Wheelocity

30%
Time Saved Per Week

"With Tera, Wheelocity has achieved significant time savings, with our finance team saving an average of 15-20 hours per week. The streamlined processes and automated features have drastically reduced manual tasks, allowing our team to focus on more strategic activities. Tera has brought efficiency and precision to our financial operations."

04

Scoops

Scoops

60%
Reduced Processing Costs

"Since implementing Tera at our manufacturing unit, Scoops has seen a 60% reduction in expense processing costs. Automation and streamlined workflows cut manual effort and errors, saving both time and money. Tera has boosted our efficiency and improved expense management."

MacBook Air

Gain total spend visibility

No more guessing where your money is going. Get real-time insights on every transaction.

  • Live dashboards & AI-powered spend analytics
  • Custom reports & forecasting to optimize budgets
  • Duplicate transaction detection & AI-driven savings insights

Identify cost-saving opportunities and reduce overspending by 30%.

Smarter business payments, On your terms

From vendor payments to employee expenses—handle it all in one platform. 

  • Corporate & prepaid cards with built-in spending limits
  • AI-driven accounts payable automation—faster invoice processing
  • Seamless bill pay via ACH, UPI, RTGS, and more

Cut invoice processing time by 60% and eliminate late payments.

Security & compliance, Built for scale

Finance should be stress-free. We keep you compliant and secure.

  • Automated fraud detection & policy enforcement
  • Multi-level approvals & customizable access controls
  • Enterprise-grade security & audit-ready compliance

Protect your finances and prevent unauthorized spending.

Streamline your financial processes with TERA

Our AI-driven platform automates complex financial tasks, saving you time and reducing errors. Experience seamless integration and enhanced control over your finances. The Ultimate AI command centre for Finance teams.

79%

Reduction in manual work through automation

45%

More savings on vendor transactions

90%

More visibility and transparency in spends

Smarter spend. Seamless scale.

Built for growing teams who value growth

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Download the TERA app — Control tour team’s spending in your pocket

Businesses that scale smarter choose Tera

Explore our recent articles from high-growth startups to enterprise leaders, see how teams streamline spending and unlock efficiency with Tera financial management and automation.